If you're an FNB customer and know that your card has not yet activated for 3D Secure, you can activate your card by following these steps on your FNB profile:

  • Select the "My Bank Accounts" tab
  • Then select the "My Cards" tab
  • Find the card you want to activate
  • Click on the "Activate Now" link in the "Verified by Visa" column
  • Fill in all your details as prompted
  • You will be sent an OTP to your mobile phone - enter this in the OTP field
  • Once done, your card will be good-to-go for your next online purchase

You can find out more about Verified by Visa for FNB customers here.